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SBA Loan

If you’re a small business owner seeking financing, the U.S. Small Business Administration (SBA) offers a range of loan programs designed to support and empower entrepreneurs like you. SBA loans provide access to affordable capital with favorable terms and flexible repayment options. Whether you’re starting a new venture or looking to expand your existing business, the SBA’s loan programs can be a valuable resource. We are here to guide you through the SBA loan process, navigate the requirements, select the right loan program, and maximize your chances of approval.
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What is a SBA Loan

An SBA loan is a loan that is partially guaranteed by the U.S. Small Business Administration (SBA). The SBA doesn’t lend money directly to small businesses; instead, it provides a guarantee to lenders (like banks or credit unions) that a portion of the loan will be repaid if the borrower defaults. This guarantee reduces the risk for lenders, making them more willing to offer loans to small businesses that might not qualify for traditional financing.

What Documents Are Needed To Apply?

  • Drivers License

  • Voided Business Check

  • Bank Statements 

  • Balance Sheet

  • Profit and Loss Statements

  • Business Tax Return

  • Personal Tax Return

  • Business Plan

  • Business Debt Schedule

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Get loan options from multiple lenders

Talk to a business loans specialist at:  (916) 719-8433

Apply for a SBA loan in as little as 10 minutes.

1. Complete your application

In order to match you with the lender that offers the best rates and conditions for your needs, provide a few details about your business and personal loan preferences.

2. Speak to our underwriter

Meet your personal underwriter here to make sure we have all the paperwork and data required to provide you with the best alternatives for your company as quickly as possible.

3. Review your loan options

Examine the various loan alternatives accessible to your company and select the one that best suits your needs right now.

4. Receive funds

In less than 24hrs, when you determine what works best, we’ll deposit the funds into your account.
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Benefits of SBA Loan

  • Predictable Payments: Businesses can arrange for regular monthly payments with fixed or variable interest rates and set payback timelines.
  • Lower Interest Rates: Business term loans are a cost-effective solution because they frequently have lower interest rates than other borrowing choices.
  • Lump Sum Funding: gives a sizable initial cash inflow, making it perfect for bigger expenditures like buying equipment or growing a business.
  • Building Credit: Paying back a term loan on schedule and consistently can help companies build and strengthen their credit history.
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Overview of our

Financial Solutions

Asset Based Loans

If you’re in need of financing for your business, asset-based lending provides a unique and flexible solution leveraging your company’s tangible assets.

SBA Loans

If you’re a small business owner seeking financing, the U.S. Small Business Administration (SBA) offers a range of loan programs to access affordable capital with favorable terms and flexible repayment options.

Factoring (Domestic and International)

Factoring can be a valuable financing solution to improve cash flow. Convert your accounts receivable into immediate cash to optimize your cash flow.

Aircraft Financing

Whether you’re an aviation enthusiast or a business professional seeking to acquire an airplane, we’re here to guide you through the process.

Purchase Order Financing

A specialized financing option designed to help businesses cover the costs of fulfilling customer orders without depleting their working capital.

View All Solutions

Trade Financing

Trade financing can provide you with the necessary working capital solutions, and risk management tools to navigate the complexities of the global marketplace.