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Equipment Financing

Whether you’re a business owner aiming to upgrade your machinery, acquire new technology, or expand your operational capacity, equipment financing offers a tailored solution to meet your needs. This specialized form of financing enables businesses to acquire the necessary equipment without the burden of a significant upfront cost, including preservation of working capital, improved budgeting through fixed payments, and the ability to stay up-to-date with technology and industry trends. It’s an excellent option for businesses seeking to maintain their competitive edge without tying up valuable capital.
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What is Equipment Financing

A loan or lease intended especially for the purchase of commercial equipment, such as machinery or cars, is known as equipment finance. Typically, the equipment serves as security for the loan. This option helps businesses preserve cash flow by enabling them to purchase critical tools without having to pay in full up front. Furthermore, paying interest is frequently tax deductible.

What Documents Are Needed To Apply?

  • Drivers License

  • Voided Business Check

  • Bank Statements 

  • Balance Sheet

  • Profit and Loss Statements

  • Business Tax Return

  • Personal Tax Return

  • Business Plan

  • Business Debt Schedule

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Get loan options from multiple lenders

Talk to a business loans specialist at:  (916) 719-8433

Apply for equipment financing in as little as 10 minutes.

1. Complete your application

In order to match you with the lender that offers the best rates and conditions for your needs, provide a few details about your business and personal loan preferences.

2. Speak to our underwriter

Meet your personal underwriter here to make sure we have all the paperwork and data required to provide you with the best alternatives for your company as quickly as possible.

3. Review your loan options

Examine the various loan alternatives accessible to your company and select the one that best suits your needs right now.

4. Receive funds

In less than 24hrs, when you determine what works best, we’ll deposit the funds into your account.
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Benefits of Equipment Financing

  • Quick Capital Access: MCAs are a helpful tool for handling pressing financial demands since they offer quick money, frequently in a matter of days.
  • Flexible Repayment system: The repayment amount varies according to your daily credit card sales, allowing the repayments to be in line with the cash flow of your company.
  • Non Collateral Requirement: MCAs don’t require tangible security like regular loans do, they are an option for companies without assets to pledge.
  • Flexibility With Credit Score: MCAs are an alternative for firms with less-than-perfect credit because approval for them frequently depends more on your company’s sales history than on your credit score.
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Overview of our

Financial Solutions

Asset Based Loans

If you’re in need of financing for your business, asset-based lending provides a unique and flexible solution leveraging your company’s tangible assets.

SBA Loans

If you’re a small business owner seeking financing, the U.S. Small Business Administration (SBA) offers a range of loan programs to access affordable capital with favorable terms and flexible repayment options.

Factoring (Domestic and International)

Factoring can be a valuable financing solution to improve cash flow. Convert your accounts receivable into immediate cash to optimize your cash flow.

Aircraft Financing

Whether you’re an aviation enthusiast or a business professional seeking to acquire an airplane, we’re here to guide you through the process.

Purchase Order Financing

A specialized financing option designed to help businesses cover the costs of fulfilling customer orders without depleting their working capital.

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Trade Financing

Trade financing can provide you with the necessary working capital solutions, and risk management tools to navigate the complexities of the global marketplace.